| Financing Option | Example Rate* |
|---|---|
| 5-Year Financing | 5.49% APR OAC |
| 20-Year Financing | 7.99% APR OAC |
Project Financing Estimate
Enter an estimated project amount and select a financing term to see an estimated monthly payment.
Estimated monthly payment
$477.41
Estimated project amount $25,000
Example term 60 months
Example APR 5.49%
Estimated total of payments $28,644.60
Important: This calculator is provided for estimation purposes only. It does not constitute a loan offer, approval, payment quote, or commitment to lend. Example rates and terms are subject to change and are available only on approved credit. Actual rates, payments, loan amounts, fees, and terms are determined by the financing provider after reviewing a completed paper application. Estimated payments shown include principal and interest only and may not include lender fees, closing costs, insurance, or other charges.
All financing begins with a paper application completed with one of our team members.
The application collects information such as:
Submitting an application does not guarantee approval. All financing decisions are made by the lending institution.
The lender reviews your application and determines:
Precision General Contracting helps homeowners throughout San Diego County finance roof replacement, James Hardie fiber cement siding, deck construction, and other exterior remodeling projects through trusted financing partners including Wheelhouse Credit Union and Renew Financial. Qualified applicants may choose financing options that fit their project goals and monthly budget.
Choosing a contractor is about more than financing. Homeowners throughout San Diego County trust Precision General Contracting because we provide:
Let's discuss your project and determine which financing options may be available.
Last Updated: August 6, 2026
Precision General Contracting is a licensed California contractor and is not a bank, credit union, lender, loan broker, or financial advisor. Precision General Contracting does not make credit decisions or determine final loan rates, terms, fees, or approval amounts.
Financing may be available through independent third-party financing providers, including Wheelhouse Credit Union and Renew Financial. Each financing provider establishes its own eligibility rules, underwriting requirements, approval criteria, rates, fees, and repayment terms.
The 5-year term at 5.49% and the 20-year term at 7.99% are examples of financing options commonly used by qualified applicants. These examples are provided for general information only and are not guaranteed offers.
All financing is subject to approval. “OAC” means “On Approved Credit.” The rate, annual percentage rate, loan amount, term, fees, and monthly payment offered to an applicant may differ based on the financing provider’s current programs, underwriting standards, credit qualifications, project details, property eligibility, and other applicable requirements.
Rates and programs may change or become unavailable without notice. A contractor estimate, financing discussion, or submitted application does not guarantee approval or establish final loan terms.
The monthly payment calculator is provided for estimation and planning purposes only. It does not provide a loan quote, financing approval, credit decision, commitment to lend, or guarantee of available terms.
Estimated payments are based only on the project amount, example rate, and example repayment term selected by the user. Unless specifically stated, estimates may not include origination fees, closing costs, recording charges, property-related assessments, insurance, taxes, lender fees, or other charges.
Actual payments and total repayment costs will be determined by the financing provider and may be higher or lower than the calculator estimate. Applicants should review all lender-provided disclosures before accepting financing.
A completed paper application is required for the financing process offered through Precision General Contracting. Submission of an application authorizes the applicable financing provider to review the information provided according to its application terms and privacy policies.
Submitting an application does not guarantee approval. Applicants should provide complete and accurate information and review the application’s authorization, credit inquiry, privacy, and signature sections before signing.
Precision General Contracting may assist with delivering application materials but does not control the underwriting process or final financing decision.
Wheelhouse Credit Union and Renew Financial are independent third parties. They are not owned, operated, or controlled by Precision General Contracting. Precision General Contracting is not responsible for a financing provider’s underwriting decision, servicing practices, program changes, disclosures, or final agreement terms.
Homeowners should read the complete financing agreement and all lender disclosures before signing. Questions about rates, fees, repayment, credit inquiries, prepayment, liens, assessments, or qualification requirements should be directed to the financing provider.
When the Renew Financial option offered is Property Assessed Clean Energy financing, or PACE, additional terms may apply.
PACE financing is subject to approval, underwriting requirements, property eligibility, and program restrictions. PACE financing may be secured by an assessment or lien on the property and may be repaid through the property-tax bill. The remaining assessment may need to be paid when the property is sold or refinanced, depending on the financing agreement and the requirements of a mortgage lender.
PACE financing is private financing that must be repaid. It is not a government grant or subsidy. Homeowners should review the complete financing agreement and discuss potential property-tax, sale, refinance, and mortgage implications with the financing provider and their own financial or legal advisor before signing.
Information on this page is educational and does not constitute financial, tax, credit, or legal advice. Homeowners should consider their financial circumstances and review all final documents before choosing a financing option.
For current program availability and final terms, contact Precision General Contracting at (858) 384-6464 or speak directly with the applicable financing provider.
